• Insurance

    What is Medicaid and How to Apply For it?

    What is Medicaid? Medicaid is America’s health care program for elderly, pregnant women, children, families and individuals with low income or limited resources. Medicaid covers about 60 million people, including US citizens and eligible immigrants. Even the HIAA (Health Insurance Association of America) describes Medicaid as a “government insurance program for people of all ages whose resources and income are insufficient to pay for health care.” Medicaid recipients must be legal permanent residents or U.S. citizens, their children, people with certain disabilities and may include low-income adults. Poverty alone is not always a major requirement for someone to get Medicaid. Difference between Medicare and Medicaid Medicare and Medicaid are two…

  • Insurance

    Why do You Need Dental Insurance Plans?

    Why do You Need Dental Insurance? Having health Insurance is a good thing to cover your health care costs, like medical supplies, inpatient hospital stays, hospice care, and many other things except your teeth. So when you head to a dentist, you health insurance will likely ignore your claims. Visiting a dentist is not cheap. A root canal may cost you $300 to $1,000, a crown is about $1,500, and even a simple cleaning will likely cost you $100. That is why many people interested to join dental insurance and get the coverage. The second reason is dentistry has changed over the last years. The focus has changed from restorative…

  • Insurance

    Medicare Supplemental Health Insurance Plans

    Medicare Health Insurance Medicare is a national social insurance program, currently consists of about 30 insurance companies across the U.S.A and administered by the U.S. federal government itself. Medicare provides health insurance for America’s young people with amyotrophic lateral sclerosis, stage renal disease, and disabilities. It also provides health insurance to older people (aged 65 or older) who have worked and paid into the system. Medicare health insurance covers about 48% of the charges for those enrolled in Medicare. The enrollees must cover the rest with supplemental insurance or with another form of out-of-pocket coverage. The costs can vary depending on the plans. They might include supplemental insurance and uncovered…